Crypto payments promised simplicity, but poor UX, unreliable infrastructure, and friction still make paying with crypto frustrating, especially in Latin America.

Crypto was supposed to make payments simple. Fast. Global. Borderless.

Instead, for many users, paying with crypto still feels uncertain, stressful, and unnecessarily complex.

This problem is global, but it’s especially painful in regions like Latin America, where stablecoins are used not for speculation, but for everyday financial survival.

So why does something that works so well in theory still fail in practice?

Fragile Infrastructure: when the network fails, the payment fails

Payments require one basic thing: predictability.

Yet crypto users still face:

• Uncertain confirmation times
  
  

• Variable and confusing fees
  
  

• Silent failures with no clear feedback
  
  

• Over-reliance on bridges, custodians, or poorly integrated systems
  
  

If a user can’t trust that a payment will go through, crypto stops being money  and becomes risk.

Poor UX: paying shouldn’t require technical knowledge

For most people, paying with crypto still means:

• Copying and pasting long wallet addresses
  
  

• Choosing the “right” network
  
  

• Understanding irreversible mistakes
  
  

That creates anxiety.

A payment experience should feel clear, guided, and forgiving, even if the underlying protocol isn’t.

Lack of reliability at the point of use

Even when users do everything right, they still wonder:

• Will the merchant accept this payment?
  
  

• Will it confirm in time?
  
  

• Will the final amount match what I sent?
  
  

Payments only work when users trust the outcome before they tap “send”.

A global problem — but a bigger pain in Latin America

In Latin America:

• Stablecoins are a necessity, not a hedge
  
  

• Cross-border payments are routine
  
  

• Fees and delays directly affect real income

Here, bad crypto UX isn’t just inconvenient — it’s expensive.

Crypto payments need to go back to basics

Great payment systems are:

• Simple
  
  

• Predictable
  
  

• Reliable

The technology already exists.
The real challenge now is designing experiences that respect users.

That’s exactly what we’re building at Amulets. We’re building a simpler way to use USDT for real-world payments. You just need to tap your card to execute your payment.

Simple. Fast. Effortless. That’s what we’re building at Amulets.